Responsibilities:
Design, implement, and improve Risk Management Frameworks, Policies & Procedures in alignment with regulatory requirements and business objectives
Identify, evaluate, and monitor key risk areas including credit risk, operational risk, market risk, liquidity risk, and compliance risk
Review and analyze loan portfolios, credit exposures, and risk concentrations to ensure risk levels remain within acceptable limits.
Perform risk assessments, stress testing, and scenario analysis to measure potential business impacts under different conditions
Track key risk indicators and deliver regular risk reports to senior management and relevant governance committees.
Ensure adherence to regulatory obligations, internal policies, and established risk governance practices.
Work closely with cross-functional teams (such as Credit, Finance, Compliance, and Operations) to provide risk insights and support informed decision-making.
Evaluate and strengthen internal control systems and risk mitigation strategies.
Assist with internal and external audits, regulatory inspections, and other risk-related reviews.
Keep up to date with regulatory developments, market dynamics, and emerging best practices in risk management.
Qualifications:
Bachelor’s Degree or Higher in Finance, Banking, Economics, Business Administration, Risk Management, or related fields
At least 10+ years of working experience in Risk Management, Credit Risk, or/and Operational Risk Management roles
Strong knowledge of risk management concepts, and familiar with regulatory requirements and risk governance standards applicable to financial institutions
Excellent analytical and problem-solving abilities with the capability to interpret complex datasets.
Proficiency in risk reporting and data analysis tools, especially Microsoft Excel (experience with risk systems is an advantage).
Strong communication and presentation skills, with the ability to convey complex risk concepts to non-technical audiences.
Detail-oriented, self-motivated, and capable of working both independently and collaboratively within a team.
High ethical standards, professionalism, and integrity in handling sensitive information